Comments for Excellent Smiles

Comment on Can i get individual dental insurance through the state somehow for my wisdom teeth? by sam_ndscs

sam_ndscs — Fri, 04 Dec 2009 09:21:51 +0000

Medicaid, and I second the motion for CareCredit. It is really a great program. What state are you from? I know that Iowa has a program called Hawk-i Healthy and Well Kids in Iowa.

Comment on Which is better in the long run, a dental plan or a dental insurance? by Christoph M

Christoph M — Thu, 03 Dec 2009 14:26:27 +0000

Under your circumstance,I suggest here for you to have a visit.

Comment on Is individual dental insurance worth getting if your employer does not offer any? by insurancecompany

insurancecompany — Thu, 03 Dec 2009 11:56:15 +0000

It depends on the type of dental work you need to have done and which type of dental insurance or dental discount plan you intend to purchase. Major dental work such as crowns root canals may be better handled through a dental discount plan (but not always). This type of plan negotiates a set cost in advance, you purchase the plan and show your discount card at the dental office. Dental insurance may work for you as well for preventive type dental work.

Here are a few other questions that will be important to you. (1) Do you plan to stay with the same dentist for future work; (2) If you move in the future can you use the dental plan in another city, town or state; and (3) you need to balance the cost of the dental plan against the savings you expect for the dental procedures you get.

I hope this dental insurance information has helped.

Comment on What exactly is dental insurance and how is it different from medical insurance? by Shay C

Shay C — Wed, 02 Dec 2009 15:21:35 +0000

Dental insurance is strictly for services related to dental procedures (i.e. routine cleaning, fillings, crowns, route canals, etc…) Medical insurance most often will not cover any costs for dental care unless the service is related to a medical condition, such as TMJ, any disease condition of the mouth, or accidental injury to the mouth or jaw. Medical insurance companies will sometimes cover tooth extractions or other dental surgeries. Ultimately, each Medical insurance company can determine what (if any) dental benefits to offer their subscribers. In the same respect, Dental insurance companies also have the right to determine what benefits they will and will not cover. If you are in a position where you need to verify customer’s insurance coverage, you may want to give the insurance company a quick call to verify what procedures they do or do not cover. Hope this helps.

Comment on Can i get individual dental insurance through the state somehow for my wisdom teeth? by joedward6788

joedward6788 — Tue, 01 Dec 2009 21:44:53 +0000

Many states have dental schools and for about $5 or $10.00 you can have your teeth fixed.
You can check on the internet for dental schools in your area.
My friend was short on funds and she did the same thing, went to a dental school. Now she goes there when ever she needs work done on her teeth.

Hope this helps you.

Comment on Can I still get on a medical and dental insurance plan? by ellymae3895

ellymae3895 — Tue, 01 Dec 2009 10:58:07 +0000

Try ehealthinsurance.com where you can get quotes from different companies. Blue Cross Blue Shield is another one you can check into. Good luck.

Comment on Which is better in the long run, a dental plan or a dental insurance? by Tommy T

Tommy T — Tue, 01 Dec 2009 08:43:24 +0000

I would strongly encourage you to visit this great site: I signed up online over 5 years ago now and they have saved me thousands on all services…From root canals, xrays, exams, cleanings..etc. All services are included in this very affordable plan. Even Cosmetic surgery, orthodontist and dentures. They even had my very affordable plan active in 2 hours and was able to use it the very same day. hope this helps.

Comment on Can i get individual dental insurance through the state somehow for my wisdom teeth? by Ken

Ken — Mon, 30 Nov 2009 20:12:33 +0000

That shouldn’t cost anywhere near $2,000. If it does you should shop around (unless you freakishly have five or six impacted wisdom teeth). A soft tissue impaction should cost between $175 and $330, the higher end of the range being in high cost-of-living areas, like major cities. A bony impaction might cost up to double that.

Comment on What exactly is dental insurance and how is it different from medical insurance? by znr12

znr12 — Mon, 30 Nov 2009 10:19:24 +0000

Dental insurance as the name suggest covers only dental related procedures. It depends on the policy sometimes it is supplemental to health insurance in general or just as a stand alone policy.

Comment on What is the best dental insurance that I can buy on-line? by DIANE G

DIANE G — Mon, 30 Nov 2009 08:34:38 +0000

You may try to google it,here has some direct resource that might be helpful.